Savings Product

Youth Savings Account

Start small, build habits, and unlock youth-specific credit opportunities.

Overview

Designed for young adults aged 18–35, this account has a lower minimum deposit to make saving accessible from the start. Regular deposits over time build your eligibility for the Youth Loan product, helping young people fund businesses, training, and investments.

Eligibility Requirements

  • SACCO members aged 18–35 years
  • Proof of age (National ID) required
  • Low minimum deposit to get started

Key Benefits

Low barrier to entry for young savers
Annual dividend earnings
Pathway to Youth Loan product
Financial literacy support available from our team

Account Terms

  • Annual dividend on savings balance
  • Savings balance used as multiplier for Youth Loan eligibility
  • Account transitions to standard savings when member turns 36

How to Open

1
Register as a SACCO member (youth rates apply)
2
Provide National ID showing date of birth
3
Make your first deposit (lower minimum applies)
4
Save regularly to unlock Youth Loan access

Open this Account

Visit our office or contact us to get started. Our team will guide you through the entire process.

Open Account Email Us

Documents Needed

  • National ID (must confirm age 18–35)
  • Passport photo
  • Registration fee (youth rate)

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